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Tough to say without being there IRL but at any rate, your sway bar link bushing is worn.

Better let me take this pig off your hands for $5k. :p
 

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Just curious, if your insurance company is such a pain to deal with... why not have a broker find you the best rate?

I switched to a brokerage after about 6 years with RBC who wouldn't reduce my premium to reflect age, record and cheaper car (b6a4 --> cq) so I switched and saved a bundle.

Intact is who I'm insured through these days and they're very affordable. They even did agreed value on my black car without an appraisal :)
 
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